Decade of Trust: A Future of Transformation

India's BFSI sector is set to surpass USD 5 trillion in market capitalisation, process over USD 17 trillion in digital transactions, and emerge as the world's fastest-growing fintech ecosystem- setting the stage for an era of unprecedented financial transformation.

The Elets BFSI Leaders Retreat & Awards 2026 marks a significant milestone in this journey - the 10th Residential edition of our flagship leadership confluence, and a decade of trust, collaboration, and knowledge-exchange with India's most influential banking and financial leaders. Hosted amidst the serene hills of Lonavala, this exclusive two-day residential confluence, curated by Elets Technomedia and The Banking & Finance Post, fosters purposeful dialogue, leadership exchanges, and high-value networking.

Join us in shaping the conversations that will define the future of finance…

A Retreat Designed for India's BFSI Power Circle

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Senior BFSI Leaders

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Tech & Innovation Partners

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High-Impact Sessions

2

Revitalizing Days

Leadership Circle You'll Unwind With

A gathering designed for decision-makers

Top Leadership

MDs, CEOs, EDs of Banks, NBFCs & Insurance Companies

Policy & Governance

Senior Officials from RBI, SEBI, IRDAI, UIDAI, NPCI, and NABARD

Digital & Technology Leaders

CIOs, CTOs, CISOs, CDIOs, CDOs, Heads of Cloud, AI, CX & Innovation

Business & Strategy Heads

COOs, CMOs, CHROs, Heads of Risk, Compliance, Digital Banking & Operations

Signature Hillside Experience Designed Just for You

The Big Discussions Shaping 2030

Leadership Insights for a $5 Trillion Financial Future
  • Digital Reinvention & AI-First BFSI
  • Core Banking, Fintech, Embedded Finance & API Economy
  • Next-Gen Lending, Risk & Credit Intelligence
  • Payments, InsurTech & Emerging Financial Models
  • Cybersecurity, Fraud Defence & Regulatory Intelligence
  • Cloud, Data & Modern Core-Banking Transformation
  • Customer Experience, Personalisation & Digital Journeys

How AI, GenAI, cloud and hyper-automation will redefine speed, scale and competitiveness across India's BFSI.

The rise of AA, APIs, co-lending, BNPL 2.0 and super-app partnerships that blur the lines between banks, NBFCs and fintechs.

Next-gen underwriting powered by behavioural + alternative data, digital-first collections, and resilient portfolio strategies.

AI-driven advisory, retail wealth explosion, digital asset management & democratised investing for Bharat.

Zero-trust security, deepfake-era fraud prevention, compliance horizons for 2026, and regulatory intelligence.

Sustainable lending, green insurance, climate risk frameworks and ethical governance for long-term value creation.

Omnichannel, AI-personalised and human-centric experiences that transform customer relationships into lasting advantage.

Trailblazers of the Past

OP Gupta, IAS

Addl Chief Secretary (Finance)
Govt. of Maharashtra

Aman Mittal, IAS

Joint Chief Executive Officer
Maharashtra Institution for Transformation (MITRA)

Manish Bhardwaj

Deputy Director General
Unique Identification Authority of India

Aakarsh Naidu

Head Fintech & Startups
Reserve Bank of Innovation Hub

Murali Ramakrishnan

Managing Director & Chief Executive Officer
South Indian Bank

Ajay Kanwal

Managing Director & Chief Executive Officer
Jana Small Finance Bank

Thomas Muthoot John

Executive Director
Muthoot Microfin

Balaji Nuthalapadi

Executive Director - Technology and Operations
Equitas Small Finance Bank

Shaji Varghese

Chief Executive Officer
Muthoot FinCorp

Sandeep Ubale

Chief General Manager & Dy Chief Digital Officer
State Bank of India

Sameer Shetty

President & Head - Digital Business and Transformation
Axis Bank

Anil Kuril

Chief Technology Officer
Union Bank of India

Pankaj Gupta

Chief Operating Officer
Bharti AXA Life Insurance

Mahesh Ramamoorthy

Chief Information Officer
YES BANK

Avinash Naik

Chief Information Officer
Bajaj Allianz General Insurance

Rohit Kilam

Chief Information Officer
HDFC Life

Ayaskant Mohapatra

Chief Information Officer
BOBCARD

Rajesh Chaudhary

Chief Information Officer
CSB Bank

Arun Nagappan

General Manager & Chief Technology Officer
Canara Bank

Mangesh Mahale

Chief Technology Officer
Ujjivan Small Finance Bank

Jhonson J Jose

Chief Technology Officer
Federal Bank

Ramesh Narayanaswamy

Chief Technology Officer
Aditya Birla Financial Services

Kinjal Shah

Chief Technology Officer
Yes Securities

Venkat Yellapantula

Chief Digital Officer
Indian Bank

Pankaj Gupta

Chief Digital and Marketing Officer
Karnataka Bank

Ajay Thomas

Group Chief Digital Officer
Shriram Capital

Binit Jha

Chief Data Officer
IDBI Bank

Prasanna N

Head AI & Digital
Federal Bank

Nishant Pradhan

Chief AI Officer
Mirae Asset Management

Nitin Kumar

Chief Analytics Officer
Ujjivan Small Finance Bank

Prashant Despande

CISO & CDO
Shriram Transport Finance

Sunil Nishankar

Chief Information Security Officer
Future Generali India Life Insurance

Gunjan Mody

Chief Information Security Officer
PNB Housing Finance

Memorable Reflections of the Past

Past Partners - Residential Editions

- Venue -

Fariyas Resort, Lonavala

Join us in the hills — where leadership finds perspective.

The Elets BFSI Leaders Retreat & Awards 2026 is your gateway to fresh perspectives and future-ready leadership. Don't miss this exclusive opportunity to engage, reflect, and redefine what's next in BFSI.

Date

13 - 14 February 2026

Location

Lonavala, India

#BFSILeadersRetreat

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6th Edition

Shivam Pathania

+91 8800823927

bfsi@elets.co.in

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